Treasure Coast Homeowners Club

Become A Better Homeowner

Better Homeowners use homeownership to build Home Equity, generate Passive Income and pay Less Income Tax.

Request To Join The Club

Some Member Benefits

Home Management Portal

Makes homeownership easier by providing one place to handle proactive maintenance, and monitor your home's value

Home Support Team

Access to your own team of Real Estate, Mortgage, Tax & Insurance Professionals to make you a better homeowner.

Home Equity Management

Expert, Professional guidance to help you grow, protect, maintain and transfer your home equity.

Annual Home Equity & Real Estate Reviews

A professional analysis of your home and mortgage to ensure that you are really benefiting from being a homeowner.

Local Housing Market Reports

Shows how your home's value compares to your local market values and a summary of your local housing market activity.

Rental Property Profitability Assessment

Expert analysis of your rental properties to ensure that they remain profitable and are helping you pay less taxes.

Income Tax Reduction Strategies

Personalized tips and strategies to help you pay less taxes by owning and investing in Real Estate.

Strategies to Generate Passive Income

Several ways to leverage your home equity to generate monthly passive rental or investment income.

Vetted Local Professionals/VLP List

Local Technicians, Contractors and Handymen to handle your home maintenance, repair and renovation needs.

Pre-Sale Project Management

Expert assistance with home prep and repair to get your home market-ready, so it sells quickly and for top-dollar.

Trust and Estate Planning Attorneys

Guidance on how best to hold title to your home. And how to properly pass the equity and ownership to your heirs.

Moving Concierge Service

Professional help to handle the details of moving to your next home. Whether you want to up-size, down-size or relocate.

Request To Join The Club

Frequently Asked Questions

Do I have to live on the Treasure Coast to join the Club?

Not if you are a customer of Leighton Messam or Claire Financial Services. The Treasure Coast Homeowners Club was created as our way of helping our customers to become better homeowners.

Q:

Is there a fee to become a member?

No. The Treasure Coast Homeowners Club was created to help our customers to become better homeowners and to maximize the benefits of owning Real Estate (including a home).

Q:

Can I invite others to join?

Yes. Membership is open to any homeowner on the Treasure Coast. You may invite as many people as you want, as long as they want to learn how to reap the benefits of owning Real Estate and being a homeowner.

Questions You Should Be Asking

Can I keep my low interest rate mortgage and still get cash out of my house?

Yes. You could get another loan in addition to your current one. This is called a 2nd mortgage, and you could take the cash in a lump sum or as a HELOC.

Q:

How does a Home Equity Agreement really work?

Think of it as an investment in your home, actually another name for it is a Home Equity Investment. That's because the company is actually investing in the future value of your home. They give you some cash upfront (not a loan) in exchange for a percentage of your home's future value. These can be worth exploring along with other ways of getting some cash out of your home's equity.

Q:

If I get a Reverse Mortgage Loan, will the bank own my home?

No. The lender will have a lien on your house just like they would if you did a refinance or got a HELOC. With a reverse mortgage you are in an even better position because the lender can start foreclosure if you miss 3 or more payments on your refinance or HELOC. With a reverse mortgage you are not required to make monthly mortgage payments, so a lender cannot foreclose for missed payments.

claire financial services: port st lucie mortgage broker

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Claire Financial Services, LLC is a boutique Mortgage Broker located in the beautiful city of Port St Lucie, Florida.

Our mission is to find the right mortgage loan every time, for everyone we serve, so that they can create and leverage Home Equity to Live A Better Life.