info@clairefinancial.com

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(772) 281-4515

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Thinking About Getting A Mortgage To Buy Or Refinance A House?

Welcome To Claire Financial Services

Helping People To Get The RIGHT Mortgage To Buy, Build, Renovate, Or Refinance Is What We Do Best!

Our Vision

We believe that everyone should have enough Income to Live A Better Life in retirement and enough Equity to leave a legacy to their grandchildren. We also believe that owning Real Estate is a great place to start.

Our Mission

Help more people to own Real Estate and build Home Equity.

Our Goal

Find the right mortgage, every time, for everyone we deal with.

Our Promise

Provide patient, and professional guidance, every step of the way.

Learn More In The Video Below Then Book an Appointment

CLICK BELOW TO WATCH FIRST!

Clarify Your Homeownership Goals

Know Your Mortgage Readiness

Personalized Mortgage Action Plan

Get The RIGHT Mortgage for You

Step-by-Step Professional Guidance

OUR CLIENTS SAY

Being a First Time Homebuyer, I was scared, nervous, and did not understand anything about the process of buying a home.

Leighton understood what my needs were, he kept in constant contact, and helped me buy my first home. For that I am grateful.

Being a First Time Homebuyer, I was scared, nervous, and did not understand anything about the process of buying a home.

Leighton understood what my needs were, he kept in constant contact, and helped me buy my first home. For that I am grateful.

Working with Leighton at Claire Financial has made my home buying process very easy.

He was always available to answer my questions and concerns and he continues to be available and share his knowledge.

Tameika

Homeowner

Macdala

Homeowner

Simone

Homeowner

Why Work With Claire Financial Services

Unless you're buying with CASH; you will need a mortgage.

Your bank or credit union may not be the best places to go, as a matter of fact they may not even offer the type of mortgage loan that you need.

That's where a Mortgage Broker comes in. Claire Financial Services is a Mortgage Broker based in Port St Lucie FL. We have access to hundreds of lenders offering all kinds of loans to meet the needs of almost every borrower.

We're like your Personal Mortgage Shopper. We search many different lenders and bring you at least 3 options that meet your needs. Then we help you to choose the one that's right for you.

Getting The RIGHT Mortgage Is The Key To Your Success As A Homeowner or Real Estate Investor

It's the difference between being able to buy a house and build a median Net Worth of about $396,200 vs $10,400 for a renter.

(That means Homeowners have about 38X the median Net Worth of Renters*)

*according to the Federal Reserve's 2022 Survey of Consumer Finances (page 18 Table 2)

Your Success is Our Business.

Helping people to get the RIGHT mortgage to buy, renovate, or refinance a house, is what we do best.

The first step is to have a talk with one of our pleasant, professional, and knowledgeable Mortgage Loan Officers so we can clarify your Real Estate and Homeownership goals and develop a plan to help you create, grow or leverage home equity and multiply your Net Worth.

Our Services

At Claire Financial Services our goal is to get you the right mortgage loan, whether you want to buy, build, renovate or refinance.

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Home Loans for Purchase

Whether you're looking to buy your first home, your second home or a rental property; we'll help you find the right home loan (and Down Payment Assistance) to meet your needs and achieve your homeownership goals.

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Mortgage Refinancing

Whether you want to get a lower monthly payment or pull some cash out of your home equity to start a business or buy a rental property; we can help you to choose the right loan to refinance your current mortgage.

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Reverse Mortgages

If you want to buy a new home and make No monthly mortgage (principal and interest) payment, or use your home equity to supplement your monthly income; a Reverse Mortgage may be right for you.

Our Simple 4-Part Loan Process

Mortgage Profile Assessment

Clarify your real estate and home ownership goals and your current financial situation

Mortgage Profile Analysis

Identify challenges that would prevent mortgage approval and create an action plan

Loan Analysis and Selection

Identify appropriate loan programs and lenders. Help you choose the right loan

Loan Approval and Closing

Submit loan to Lender. Manage and coordinate the entire transaction

Could You Be 1 of 25 New Homeowners?

Announcing: The Claire Financial 2025 Homeownership Challenge!

We will be helping 25 First Time Buyers to get up to $35,000 in Down Payment Assistance so they can become homeowners in 2025.

Tameika C

New Homeowner in 2024

Macdala B

New Homeowner in 2023

Simone T

New Homeowner in 2022

Will You Be Next? Book An Appointment And Ask Your Loan Officer About The 2025 Homeownership Challenge.

Frequently Asked Questions

Q:

How much cash will I really need to buy a house?

A good rule of thumb is to estimate about 8% of the purchase price of the house you wish to buy. So, if you're buying a house for $400,000 expect to spend about $32,000 in down-payment and closing cost. The good news is that it doesn't all have to be your money.

Q:

How does Down-Payment Assistance Programs really work?

All Down-Payment Assistance Programs are typically 2nd mortgage loans with 0% interest and No Monthly payment. Some are grants that are forgiven over time. Others are paid back with small monthly payments. Most of them have to be paid back whenever you refinance, sell, move out, pay-off the 1st mortgage or transfer the house to your heirs.

Q:

What can I do if I don't have enough cash to buy the house I like?

You're in luck, here are some sources of cash to help you cover your down-payment and closing costs:

  • Down-Payment Assistance programs

  • Grants from Charitable Foundations

  • Gifts from the Seller or Builder

  • Gifts from family members

Q:

Is it better to use a Mortgage Broker or a bank to get a home loan?

Your bank or credit union may not be the best places to go for a home loan. Sometimes they may not even offer the type of loan that you need.

Mortgage Brokers have access to hundreds of lenders and can find a loan to meet the needs of almost any kind of borrower. Mortgage Brokers, like Claire Financial Services, will also give you personalized attention and expert guidance throughout the entire purchase or refinance process.

Get in touch with us

Here at Claire Financial Services, our goal is to help you to get the right mortgage loan whether you're looking to buy, build, renovate or refinance.

If you have a question but you're not quite ready to apply for a mortgage, or get pre-approved, you may give us a call, send us an email or use this form to send us your question.

  • (772) 281-4515

  • info@clairefinancial.com

  • 1680 SW Bayshore Boulevard, Suite 104, Port St Lucie FL 34984

  • Monday - Friday, 9:00 am - 5:00 pm

Learn More

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Claire Financial Services, LLC is a boutique Mortgage Broker located in the beautiful city of Port St Lucie, Florida.

Our mission is to find the right mortgage loan every time, for everyone we serve, so that they can either create or leverage Home Equity to Live A Better Life.

Contact Us

  • info@clairefinancial.com

  • (772) 281-4515

  • 1680 SW Bayshore Boulevard, Suite 104, Port St Lucie FL 34984

  • Monday - Friday, 9:00 am - 5:00 pm

© Copyright 2025. Claire Financial Services, LLC. All rights reserved.