Turn Your Home Equity into CASH!
We'll Show You How...
Our Vision
We believe that everyone should have enough Income to Live A Better Life in retirement and enough Home Equity to leave a legacy to their grandchildren.
Our Mission
Help more people to own Real Estate and leverage Home Equity.
Our Goal
Find the right mortgage, every time, for everyone we deal with.
Our Promise
Provide patient, prudent and professional guidance, every step of the way.
5 Ways To Turn Your Home Equity into CASH
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Find out how much Equity you have in your home
The Average Port St Lucie Homeowner Has Over
$200,000
of home equity that can be converted into cash and used to start a business, do home improvement or buy a rental property
Why Work With Claire Financial Services
Unless you're planning to sell or get a home equity agreement; you will need a mortgage to convert your home equity into CASH.
That's where a local Mortgage Broker comes in. Claire Financial Services is a boutique Mortgage Broker based in Port St Lucie Florida. We have access to hundreds of lenders offering innovative loan options to access your home equity.
We're like your Personal Mortgage Shopper. We search many different lenders and bring you at least 3 options that meet your needs. Then we help you to choose the one that's right for you, so you can get the cash you need - FAST!
Using The RIGHT Mortgage To Access Your Home Equity Is Key, For A Homeowner or Real Estate Investor
With so many loan options to choose from, it's important that you choose the right one.
Most homeowners in Port St Lucie have a low interest rate on their first mortgage. If you are one of them, you may want to consider a 2nd mortgage or a HELOC instead of refinancing.
Considering A Home Equity Agreement?
A Home Equity Agreement (HEA) is not a loan.
Consider it like an investment in your home. The company is giving you a lump sum of money now, in exchange for a percentage of the increase in your home's value in the future. The agreement will spell out what percentage of the future value they get.
Although there are no monthly payments and no interest on a home equity agreement, there are limitations, stipulations and restrictions on how you use, renovate or sell your home. Before you get a home equity agreement, a HELOC or a home equity loan, it's always a good idea to talk to a Home Equity Expert first.
Our Services
At Claire Financial Services our goal is to get you the right mortgage loan whether you want to buy a house or convert your Home Equity into cash.
Home Loans for Purchase
Whether you're looking to buy your first home, your second home or a rental property; we'll help you find the right home loan to meet your needs and achieve your homeownership goals.
Mortgage Refinancing
Whether you want to get a lower monthly payment or pull some cash out of your home equity to start a business or buy a rental property; we can help you to choose the right loan to refinance your current mortgage.
Reverse Mortgages
If you want to buy a new home and make No monthly mortgage (principal and interest) payment, or use your home equity to supplement your monthly income; a Reverse Mortgage may be right for you.
Our Simple 4-Part Loan Process
Mortgage Need Assessment
Clarify your real estate goals and financing needs.
Mortgage Profile Analysis
Assess current situation and level of financial readiness.
Identify Loan Options
Identify appropriate loan programs and lenders.
Loan Selection and Management
Manage and coordinate the entire approval process.
Use Your Home Equity to Generate Passive Income
Do more with your home equity than just payoff debt.
You've worked for years to get your home equity, now let that equity work for you. Here are 3 things you can do. Watch the video for more.
Option 1
Renovate and sell a fixer-upper
Option 2
Invest in a small business
Option 3
Buy a managed rental property
"8 Ways To Use Your Home Equity To Generate Passive Income"
Questions You Should Be Asking
Q:
Can I keep my low interest rate mortgage and still get cash out of my house?
Yes. You could get another loan in addition to your current one. This is called a 2nd mortgage, and you could take the cash in a lump sum or as a HELOC.
Q:
How does a Home Equity Agreement really work?
Think of it as an investment in your home, actually another name for it is a Home Equity Investment. That's because the company is actually investing in the future value of your home. They give you some cash upfront (not a loan) in exchange for a percentage of your home's future value. These can be worth exploring along with other ways of getting some cash out of your home's equity.
Q:
If I get a Reverse Mortgage, will the bank own my home?
No. The lender will have a lien on your house just like they would if you did a refinance or got a HELOC. With a reverse mortgage you are in an even better position because the lender can start foreclosure if you miss 3 or more payments on your refinance or HELOC. With a reverse mortgage you are not required to make monthly mortgage payments, so a lender cannot foreclose for missed payments.
Get in touch with us
Here at Claire Financial Services, our goal is to help you to get the right mortgage loan whether you're looking to buy, build, renovate or refinance.
If you have a question but you're not quite ready to apply for a mortgage, or get pre-approved, you may give us a call, send us an email or use this form to send us your question.
(772) 281-4515
1680 SW Bayshore Boulevard, Suite 104, Port St Lucie FL 34984
Monday - Friday, 9:00 am - 5:00 pm
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Claire Financial Services, LLC is a boutique Mortgage Broker located in the beautiful city of Port St Lucie, Florida.
Our mission is to find the right mortgage loan every time, for everyone we serve, so that they can create and leverage Home Equity to Live A Better Life.
Services
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Contact Us
(772) 281-4515
1680 SW Bayshore Boulevard, Suite 104, Port St Lucie FL 34984
Monday - Friday, 9:00 am - 5:00 pm
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